But without insurance, medical treatment remains out of reach for many. A recent study found that the cost for antiretroviral treatment regimen, the mainstay HIV medicine, is between $36,000 and $48,000 per year. Black residents, who are more likely to live under the poverty line and work in low-wage jobs, are also disproportionately impacted by HIV/AIDS, research has found, representing 42% of new diagnoses in 2018.